Predictika · Insurance pricing software licences

An AI sales agent's Radar licence quote, checked before it goes out

An AI sales agent prepares a licence quote for an insurer that wants WTW Radar pricing software, with Radar Base, Radar Live, Radar Optimiser, Emblem and Radar Constructor, the modeller seats, the live environments, the quote volume, the discount and the annual fee the quote states. Before it goes out, the agent sends it to Predictika, which checks it against a declarative model of the licence rules and returns a verdict, every reason and the totals it computed.

Scope: Radar licence quotes: Radar Base, Radar Live, Radar Optimiser, Emblem and Radar Constructor, modeller seats, live environments, quote volume, hosting, term, discount and the annual fee the quote states. See everything this validator covers

This validator models Radar licence quotes, not just the scenarios shown below.

  • Product prerequisites — Radar Live, Radar Optimiser and Radar Constructor need Radar Base or an existing Radar Base licence, Radar Optimiser is not offered for the claims line or where regulation forbids price optimisation, and the quote needs at least one product.
  • Seats, environments and volume — Radar Live needs 1 to 4 live environments, 1 to 50 modeller seats, a term of 1 to 5 years, and quote volume up to 500 million a year.
  • Fee and approvals — the annual fee the quote states against the fee computed from the modeled prices, a discount above 20 percent blocked, and a person's review for a discount over 10 percent, more than 25 seats, high volume, customer-hosted Radar Live or a first Optimiser licence without the course.

Any Radar licence quote that touches these rules is in scope — not only the scenarios pictured here. Not covered: other WTW products and licence terms outside these rules. The product names follow WTW's public pages; every rule, limit and price here is modeled from comparable products and is not published by WTW, so the figures are illustrative.

The AI sales agentBuilds the Radar licence quote from the conversation and says it is ready.
Predictika validatorChecks every rule at once and returns the verdict, each finding, and the computed figures.

6 scenarios in 3 groups · each group runs from the agent’s first attempt to the outcome · click one to switch

What the agent proposes

The AI sales agent says

Illustrative agent statement. The validator receives the structured request below.

Proposing agent: AI sales agent (scripted)

Before sending, the agent must call Recorded run

Predictika validator


      

        
        
        
      

      
Waiting for the call.

      
    

  

  
  

    
Where rules-based CPQ gets it wrong
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Our assessment of what a typical rules-based CPQ (product rules, price rules and validation rules, as in Salesforce CPQ) does with the same cases. It is a judgment about effort and reliability, not a claim that nothing can be built.

    
What the validator caughtTypical rules-based CPQPredictika
Product prerequisitesOnly with care
Radar Live, Radar Optimiser and Radar Constructor each depend on Radar Base or an existing licence, so a rule is needed for every pair and for the existing-licence exception.		The product flags and the existing-licence flag are fields of one request and are checked together on every call.
Optimiser limits by line and marketOnly with care
Radar Optimiser is barred for the claims line and where regulation forbids price optimisation, so separate rules must read the line and the market together with the product.		The line, the regulation flag and the product are compared on every call, whatever order they were added in.
Limits on environments, seats, volume and termOnly with workarounds
Each limit has its own range, and Radar Live adds a minimum number of environments, so many rules must be kept in step as quotes change.		All counts sit in one request, so every range is rechecked on every call.
A stated fee that must match the modeled pricesOnly with workarounds
The fee depends on the products, seats, environments, a volume tier, the course and the discount, so a separate rule must recompute it and compare it with the stated figure.		The stated fee is a field of the request and is compared with the computed fee on every call.
Approvals for discount, seats, volume, hosting and trainingOnly with workarounds
Five different conditions each send the quote to a person, and they interact with the blocking rules, so the thresholds must be checked against recomputed figures.		The approvals are separate findings returned together with the blocking ones.

  

  

    
What this validator catches: findings from its test cases
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Every rule is checked on every call, in any order the choices arrive; one problem never hides another. Blocking findings stop the quote; approval findings need a person to sign off; everything else is computed.

    
1The quote contains no Radar product.
2Radar Live deploys what is built in Radar, so the quote needs Radar Base or an existing Radar Base licence.
3Radar Optimiser works on rating models built in Radar, so the quote needs Radar Base or an existing Radar Base licence.
4Radar Optimiser optimises prices and is not offered for the claims line.
5Price optimisation is not permitted for this customer market, so Radar Optimiser cannot be quoted.
6A first Radar Optimiser licence is quoted without the Optimiser course; a person should confirm the optimisation experience of the customer.
7Radar Constructor needs Radar Base or an existing Radar Base licence.
8Radar Live needs at least 1 live environment; the quote has 0.
9The quote has 2 live environment(s) but no Radar Live.
105 live environments is above the 4 this licence allows.
1150 modeller seats needs a licence review by a person.
1251 modeller seats is outside the 1 to 50 this licence allows.
1326 modeller seats needs a licence review by a person.
14201 million quotes a year needs a capacity review by a person.
15500 million quotes a year needs a capacity review by a person.
16501 million quotes a year is above the 500 million a year this licence covers.
17A 6-year term is outside the 1 to 5 years allowed.
18A discount of 15 percent needs sales-director sign-off.
19A discount of 25 percent is above the 20 percent limit.
20Radar Live in the customer own environment needs a technical review by a person.
21The quote states an annual fee of $100,000; the quoted products, seats, environments and discount give $495,000.

  

  

    
Scenarios and results
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The recorded result of the validator for each scenario on this page: the request the AI agent sent, the verdict, and every finding, in the order they appear above.

    
1. Prerequisites, limits and fee: A claims-line quote with Radar Optimiser and Radar Live in five environments, without Radar Base

    
The agent's request. Please quote Radar Live, Radar Optimiser and Emblem for the claims line, with 12 modeller seats, 5 live environments, cloud hosting and 600 million quotes a year, a 25 percent discount, a 3-year term and an annual fee of $933,750. It is ready to send.

    
Verdict: Blocked.

    
    
      
  • Radar Live needs Radar Base. Radar Live deploys what is built in Radar, so the quote needs Radar Base or an existing Radar Base licence.
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  • Radar Optimiser needs Radar Base. Radar Optimiser works on rating models built in Radar, so the quote needs Radar Base or an existing Radar Base licence.
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  • Optimiser is a pricing module. Radar Optimiser optimises prices and is not offered for the claims line.
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  • Too many live environments. 5 live environments is above the 4 this licence allows.
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  • Quote volume too high. 600 million quotes a year is above the 500 million a year this licence covers.
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  • Discount over 20 percent. A discount of 25 percent is above the 20 percent limit.
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  • Stated annual fee does not match. The quote states an annual fee of $933,750; the quoted products, seats, environments and discount give $1,803,750.
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  • First Optimiser licence without course. A first Radar Optimiser licence is quoted without the Optimiser course; a person should confirm the optimisation experience of the customer.
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2. Prerequisites, limits and fee: The agent resubmits after fixing the errors

    
The agent's request. Please quote Radar Base, Radar Live and Emblem for the claims line, with 12 modeller seats, 4 live environments, cloud hosting and 200 million quotes a year, a 10 percent discount, a 3-year term and an annual fee of $1,331,100. It is ready to send.

    
Verdict: Allowed.

    
    
      
  • Licence summary. Claims line, 12 modeller seat(s), 4 live environment(s), annual fee $1,331,100 for a 3-year term (modeled prices).
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3. Regulation and reviews: A personal-lines quote with Radar Optimiser where regulation forbids optimisation, and customer-hosted Radar Live

    
The agent's request. Please quote Radar Base, Radar Live and Radar Optimiser for the personal line, with 30 modeller seats, 2 live environments, customer-hosted hosting and 60 million quotes a year, with the Optimiser course for every seat, a 3-year term and an annual fee of $1,110,000. It is ready to send.

    
Verdict: Blocked.

    
    
      
  • Optimisation not permitted by regulation. Price optimisation is not permitted for this customer market, so Radar Optimiser cannot be quoted.
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  • Stated annual fee does not match. The quote states an annual fee of $1,110,000; the quoted products, seats, environments and discount give $1,220,000.
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  • Many modeller seats. 30 modeller seats needs a licence review by a person.
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  • Customer-hosted Radar Live. Radar Live in the customer own environment needs a technical review by a person.
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4. Regulation and reviews: The agent resubmits after fixing the errors

    
The agent's request. Please quote Radar Base and Radar Live for the personal line, with 25 modeller seats, 2 live environments, cloud hosting and 60 million quotes a year, a 3-year term and an annual fee of $990,000. It is ready to send.

    
Verdict: Allowed.

    
    
      
  • Licence summary. Personal line, 25 modeller seat(s), 2 live environment(s), annual fee $990,000 for a 3-year term (modeled prices).
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5. Environments, term and discount: A commercial quote with Radar Constructor and Radar Live on an existing Base licence

    
The agent's request. Please quote Radar Live, Emblem and Radar Constructor on an existing Radar Base licence for the commercial line, with 8 modeller seats, 0 live environments, cloud hosting and 40 million quotes a year, a 15 percent discount, a 6-year term and an annual fee of $89,250. It is ready to send.

    
Verdict: Blocked.

    
    
      
  • Radar Live with no environment. Radar Live needs at least 1 live environment; the quote has 0.
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  • Term outside the allowed range. A 6-year term is outside the 1 to 5 years allowed.
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  • Discount needs sign-off. A discount of 15 percent needs sales-director sign-off.
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6. Environments, term and discount: The agent resubmits after fixing the errors

    
The agent's request. Please quote Radar Live, Emblem and Radar Constructor on an existing Radar Base licence for the commercial line, with 8 modeller seats, 2 live environments, cloud hosting and 40 million quotes a year, a 10 percent discount, a 5-year term and an annual fee of $364,500. It is ready to send.

    
Verdict: Allowed.

    
    
      
  • Licence summary. Commercial line, 8 modeller seat(s), 2 live environment(s), annual fee $364,500 for a 5-year term (modeled prices).
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Narration transcript
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The text of the narrated walkthrough, step by step.

    
    
      
  1. Welcome to a demo of Predictika's Validator. An AI sales agent prepares a licence quote for an insurer that wants WTW Radar pricing software, with Radar Base. Before it goes out, the agent sends it to Predictika, which checks it against a declarative model of the licence rules and returns a verdict, every reason and the totals it computed.
    2. 
      
  2. I will start with the first request by the agent.
    3. 
      
  3. The agent says. Please quote Radar Live, Radar Optimiser and Emblem for the claims line, with 12 modeller seats, 5 live environments, cloud hosting and 600 million quotes a year. It is ready to send. The rest of the request is on screen.
    4. 
      
  4. Before it goes out, the agent calls the validator.
    5. 
      
  5. Blocked, with seven findings and one approval, all in one answer. Radar Live deploys what is built in Radar, so the quote needs Radar Base or an existing Radar Base licence. Radar Optimiser works on rating models built in Radar, so the quote needs Radar Base or an existing Radar Base licence. Radar Optimiser optimises prices and is not offered for the claims line. The other four are on screen.
    6. 
      
  6. The validator returned seven blocking findings and one approval in one answer. A check that reads one field at a time would pass most of this; it shows only when the choices in the quote are checked against each other.
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  7. What this shows: for a stated fee that must match the modeled prices, a rules-based CPQ can do this only with workarounds.
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  8. Now the agent resubmits.
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  9. The corrected request. It changes the Radar Base to yes, the Radar Optimiser to no, the live environments to 4, the quotes per year to 200 millions, the discount to 10 percent and the annual fee stated on the quote to 1,331,100 dollars.
    10. 
      
  10. It calls the validator again.
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  11. This time the validator clears it.
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  12. All eight earlier findings are cleared.
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  13. Eight problems caught in one call, fixed in one pass, and a clean quote. That is the value of Predictika's validator: catching mistakes before they reach the customer. Now you can try the other scenarios yourself.
    14.