PREDICTIKA TERMS OF SERVICE

Last updated: October 22, 2026

Welcome to Predictika!

Thanks for using our products and services ("Services"). The Services are provided by Predictika Inc. ("Predictika"), Fremont, California, United States. They include our website www.predictika.ai, our demos and sample validators, our hosted validator endpoints (MCP and REST), the validator MCP server software, and our papers and other materials.

By using our Services, you are agreeing to these terms. Please read them carefully. If you use the Services on behalf of a business, that business accepts these terms, and you confirm you have authority to bind it. You must be at least 18 years old to use the Services.

Some Services, such as a licensed validator, may be covered by a separate written agreement with us. If that agreement conflicts with these terms, the agreement controls.

Using our Services

You must follow any policies made available to you within the Services.

Don't misuse our Services. For example, don't:

• interfere with our Services, or try to access them using a method other than the interfaces and instructions that we provide;
• probe, scan or test the vulnerability of our systems, or get around any security, usage or rate limits;
• send malicious code, or submit content you do not have the right to share;
• use the Services to break the law or to violate the rights of others.

You may use our Services only as permitted by law, including applicable export and re-export control laws and regulations. We may suspend or stop providing our Services to you if you do not comply with our terms or policies or if we are investigating suspected misconduct.

If we send you a private link to a validator, or give you access credentials, keep them confidential. You are responsible for activity that takes place through them.

Demos, Early Access and Evaluations

We offer demos, sample validators, early access to developer tools, and no-cost evaluation validators built for a named use case. These are provided free of charge, for evaluation, and "as is". We may change, limit or stop them at any time. The companies, products and figures in our demos and gallery are illustrative and often fictional. Using a free evaluation creates no obligation for either side; any paid license is agreed separately in writing.

Validator Results

A validator checks proposed actions, quotes, orders and other decisions against the rules in its model, and returns a verdict with reasons. Its results depend on that model, which is built from information you provide or from public information, and on the inputs it receives. You decide how to use a verdict, and you remain responsible for the actions and decisions taken by you and by your agents and systems.

Validator results and our materials are not legal, tax, accounting, financial, regulatory or other professional advice. Review important decisions with appropriately qualified people.

Your Content in our Services

Some of our Services allow you to upload, submit, store, send or receive content, such as catalogs, price lists, rules, validator models and the choices your agents submit. You retain ownership of any intellectual property rights that you hold in that content. In short, what belongs to you stays yours.

When you submit content to our Services, you give Predictika (and the service providers we work with) a worldwide, non-exclusive license to host, store, reproduce, process and modify that content, for the limited purpose of providing, securing and improving the Services for you. Make sure you have the necessary rights to grant us this license for any content that you submit. Please do not submit sensitive personal information unless it is needed for the check you want.

You can find more information about how Predictika uses and stores information in our privacy policy. If you submit feedback or suggestions about our Services, we may use your feedback or suggestions without obligation to you.

About Software in our Services

Some Services include software you install, such as the validator MCP server, which runs on your own computer. New versions may be released from time to time; you choose when to install them.

Predictika gives you a personal, worldwide, royalty-free, non-assignable and non-exclusive license to use the software provided to you by Predictika as part of the Services. This license is for the sole purpose of enabling you to use and enjoy the benefit of the Services as provided by Predictika, in the manner permitted by these terms. You may not copy, modify, distribute, sell, or lease any part of our Services or included software, nor may you reverse engineer or attempt to extract the source code of that software, unless laws prohibit those restrictions or you have our written permission.

Open source software is important to us. Some software used in our Services may be offered under an open source license that we will make available to you. There may be provisions in the open source license that expressly override some of these terms.

Our Intellectual Property

Using our Services does not give you ownership of any intellectual property rights in our Services or the content you access. Predictika's validation engine is protected by US Patents 11,544,475 and 11,914,970, with further patents pending. These terms do not grant you the right to use any branding or logos used in our Services. Don't remove, obscure, or alter any legal notices displayed in or along with our Services.

You are welcome to read and link to our papers. Please ask our permission before republishing them.

Third-Party Services

The Services may link to, or work with, services that we do not control, such as AI models, MCP clients and other websites. Your use of those services is governed by their own terms and policies, and we are not responsible for them.

Modifying and Terminating our Services

We are constantly changing and improving our Services. We may add or remove functionalities or features, and we may suspend or stop a Service altogether. You can stop using our Services at any time, although we'll be sorry to see you go. Predictika may also stop providing Services to you, or add or create new limits to our Services at any time.

We believe that you own your data and preserving your access to such data is important. If we discontinue a Service, where reasonably possible, we will give you reasonable advance notice and a chance to get information out of that Service.

Our Warranties and Disclaimers

We provide our Services using a commercially reasonable level of skill and care and we hope that you will enjoy using them. But there are certain things that we don't promise about our Services.

OTHER THAN AS EXPRESSLY SET OUT IN THESE TERMS OR ADDITIONAL TERMS, NEITHER PREDICTIKA NOR ITS SUPPLIERS OR DISTRIBUTORS MAKE ANY SPECIFIC PROMISES ABOUT THE SERVICES. FOR EXAMPLE, WE DON'T MAKE ANY COMMITMENTS ABOUT THE CONTENT WITHIN THE SERVICES, THE SPECIFIC FUNCTIONS OF THE SERVICES, THE ACCURACY OR COMPLETENESS OF ANY VALIDATOR RESULT, OR THEIR RELIABILITY, AVAILABILITY, OR ABILITY TO MEET YOUR NEEDS. WE PROVIDE THE SERVICES "AS IS".

SOME JURISDICTIONS PROVIDE FOR CERTAIN WARRANTIES, LIKE THE IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. TO THE EXTENT PERMITTED BY LAW, WE EXCLUDE ALL WARRANTIES.

Liability for our Services

WHEN PERMITTED BY LAW, PREDICTIKA, AND PREDICTIKA'S SUPPLIERS AND DISTRIBUTORS, WILL NOT BE RESPONSIBLE FOR LOST PROFITS, REVENUES, OR DATA, FINANCIAL LOSSES OR INDIRECT, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING DAMAGES ARISING FROM ACTIONS OR DECISIONS TAKEN IN RELIANCE ON A VALIDATOR RESULT.

TO THE EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF PREDICTIKA, AND ITS SUPPLIERS AND DISTRIBUTORS, FOR ANY CLAIMS UNDER THESE TERMS, INCLUDING FOR ANY IMPLIED WARRANTIES, IS LIMITED TO THE AMOUNT YOU PAID US TO USE THE SERVICES (OR, IF WE CHOOSE, TO SUPPLYING YOU THE SERVICES AGAIN).

IN ALL CASES, PREDICTIKA, AND ITS SUPPLIERS AND DISTRIBUTORS, WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE THAT IS NOT REASONABLY FORESEEABLE.

Business uses of our Services

If you are using our Services on behalf of a business, that business accepts these terms. It will hold harmless and indemnify Predictika and its affiliates, officers, agents, and employees from any claim, suit or action arising from or related to the use of the Services or violation of these terms, including any liability or expense arising from claims, losses, damages, suits, judgments, litigation costs and attorneys' fees.

About these Terms

We may modify these terms or any additional terms that apply to a Service to, for example, reflect changes to the law or changes to our Services. You should look at the terms regularly. We'll post notice of modifications to these terms on this page and change the "Last updated" date above. Changes will not apply retroactively and will become effective no sooner than fourteen days after they are posted. However, changes addressing new functions for a Service or changes made for legal reasons will be effective immediately. If you do not agree to the modified terms for a Service, you should discontinue your use of that Service.

If there is a conflict between these terms and the additional terms, the additional terms will control for that conflict.

These terms control the relationship between Predictika and you. They do not create any third party beneficiary rights.

If you do not comply with these terms, and we don't take action right away, this doesn't mean that we are giving up any rights that we may have (such as taking action in the future).

If it turns out that a particular term is not enforceable, this will not affect any other terms.

The laws of California, U.S.A., excluding California's conflict of laws rules, will apply to any disputes arising out of or relating to these terms or the Services. All claims arising out of or relating to these terms or the Services will be litigated exclusively in the federal or state courts of Alameda County, California, USA, and you and Predictika consent to personal jurisdiction in those courts.

Contact Us

Questions about these terms? Email us at info@predictika.com.